Description:

It would be really helpful to have a way to break down one-off or periodic expenses (like insurance, memberships, or annual software fees) across the duration they cover. For example, if I input a $600 transaction for annual insurance, I'd love to mark it as a 12-month expense—so it gets evenly spread over each month when viewing the Spend Overview. This would give a much more accurate view of regular monthly outgoings and help with budgeting and planning.

Feature Functionality:

When entering or reviewing a transaction, have an optional field for "Duration this covers" (e.g., 1 month, 6 months, 1 year, custom).

The app would then allocate the total cost across the selected period when displaying monthly spend.

Possibly include a toggle to show the actual spend vs allocated spend in reports.

Why It’s Useful:

Right now, these lump-sum payments can throw off monthly budgeting, especially when trying to track regular spending habits or assess average monthly costs. This feature would allow for a much clearer financial picture by smoothing out those spikes and reflecting true monthly costs more realistically.